MORTGAGE BROKER MELBOURNE

Home Loans | Commercial Property Loans | SMSF Loans | Business Loans | Asset Finance

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Finance & Mortgage Brokers Melbourne

ABOUT DOTCAPITAL

DotCapital is a Finance & Mortgage Broking practice. We source and structure lending products for consumers and businesses. Established in 2015, we understand community’s needs and challenges. Our commitment is to provide competitive finance to every eligible client. We offer a full range of lending products to cater for all your lending needs. We service our clients Australia wide.

DotCapital has strong business relationships with 40 plus bank and non-bank lenders. We also have the expertise to guide you through the entire end-to-end process. We help you choose the right lending products and negotiate competitive deals with the lenders.

Home Loans Melbourne

HOME LOANS

Whether you are a new home buyer, purchasing your next home, would like to refinance your home loan or wish to purchase a residential investment property, we have got you covered with access to over 40 lenders. We have lending products to suit:

  • Australian & foreign residents

  • Salaried employed and self-employed applicants

  • Full doc & low doc loans

  • Loans up to 98% LVR (inclusive of LMI)

  • No deposit home loans with family guarantee.

Commercial Property Loans Melbourne

COMMERCIAL PROPERTY LOANS

We assist our clients in obtaining highly competitive commercial property loans. Whether your requirement is to purchase or refinance the commercial property for owner occupied or investment purposes or for the purpose of property development, we can help. We have lending products to suit:

  • Purchase of retail stores, offices, factories, warehouses etc

  • Full doc, low doc & lease doc applications

  • No deposit loans with a security guarantee

  • Principal & interest & interest only loans

  • Fixed term and variable rate loans.

SMSF Loans

SMSF LOANS

Convert your super fund to self-managed super fund & purchase residential & commercial investment properties. Use borrowed funds to grow your property portfolio faster. The mortgage will be paid by employer super contribution & the rental income. SMSF loan features include:

  • Purchase residential & commercial properties

  • Salaried employees and self-employed people

  • Full doc & low doc loans

  • 100% offset faciity

  • Loans up to 90% LVR (inclusive of LMI)

Business Loans Melbourne

BUSINESS LOANS

SMEs find it difficult to obtain loans at suitable terms. Talk to us about your requirements. Whether you need a one-off working capital or a line of credit, access to funds through debtor finance or funding for international trade, we can help. Our lending products would suit:

  • Newly established or established businesses

  • Full doc & low doc applications

  • Secured or unsecured loans

  • Loans to suit all business purpose

  • Competitive rates & fast approvals.

Asset Finance Melbourne

ASSET FINANCE

Asset finance is financing of assets for personal and business use. We have a range of products to suit different types of assets including vehicles, business furniture, machinery & equipment, with various credit policies. Our products would suit:

  • Full doc & low doc applications

  • Finance for consumer & business assets

  • Products from banks and private lenders

  • Competitive interest rates and terms

  • Bad credit history considered.

Why Choose DotCapital

WHY CHOOSE DOTCAPITAL

Our Finance & Mortgage Brokers strive to deliver what we promise, an exceptional level of service and access to most suitable and competitive lending products.

  • We have the passion for financing dreams and aspirations

  • Our experts take the time to understand your needs and requirements

  • We source & structure the most suitable lending packages

  • We have strong relationships with leading bank & non-bank lenders

  • We have the expertise in getting tough loans approved

  • Lending products to suit your personal & business needs.

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CUSTOMER TESTIMONIALS

I highly recommend Arshad, particularly when the financing or refinancing involves more complex structures than the normal. I found him to be honest, very efficient, friendly and always guarantees a better deal than what you are probably on. I was highly appreciative of his refinancing work given the inaction of my bank. It was definitely a great move to move on. Thanks.

Jamie C

Arshad went above and beyond to ensure that we could find the right lender for our needs. Arshad was quick to respond, follow up and took us through every step. Highly recommended.

Fil S

I have just bought a beautiful apartment as my first home. I am so happy and thrilled. I would like to thank the staff of DotCapital who firstly explained the end-to-end process to me about buying my first home. They also helped me understand my borrowing capacity, how much money I will save in stamp duty and even put me in touch with a real estate agent in the area I was looking to buy an apartment. They also found me a reliable conveyancer. The whole process went smoothly and now I own a home.

April D

Arshad guided us through our whole selling and buying process. Even though it was stressful at times, we were always able to call and ask for help at any time of the day. 110% recommend – not only for the purpose of buying/selling, but for anything finance related.

Estelle V

Recently, my wife and I engaged DotCapital to refinance our owner occupied home loan. We had a fantastic experience dealing with the DotCapital team. They offered great advise, replied to our phone calls and emails immediately, were highly efficient and were super easy to work with. They offered us a great deal from another lender with much lower interest rate, this would save us tens of thousands of dollars in interest payments over the loan term. Plus, they got us a cash rebate of $1,250. This is so cool.

Vishal S

It was my first home loan with “DotCapital”, I had a wonderful journey from application to settlement, Thank you “Arshad” for making my journey smooth, efficient and informative.

Imran S

Ash helped us with our first self-managed super fund loan to purchase a property. He is very knowledgeable in this type of lending and managed the whole process for us. I am thankful to him and recommend him to anyone seeking a SMSF loan.

Mohammad H

Ash was amazing. Helped me along the way and kept up the communication. Explained everything and assisted where he could, to make the process effortless.

Effie H

We been working with ash for our small business loans for years. Always professional and ontime. We will recommend all small businesses to work with arshad. Whoever wants to top up their cash flow specially restocking yourself just before the Christmas.

Muhammad A

I recently secured a car loan through Ash and I am beyond impressed with the level of customer service I received. The process was quick and seamless, and Ash was extremely helpful and informative. I highly recommend Ash for anyone in need of car financing. Thank you.

Mohan W

Working with Ash on purchase & refinancing was fantastic. He exceeded expectations with his technical knowledge, customer service and follow-up. He was always available to answer questions and thoroughly explained everything. I highly recommend Ash and DotCapital.

Jay G

Ash has been such a tremendous help during this process keeping us updated on our loan progression, video conferences and explaining all aspects of the application process, we highly recommend Ash and his services.

Samantha D

I have just bought a beautiful apartment as my first home. I am so happy and thrilled. I would like to thank the staff of DotCapital who firstly explained the end-to-end process to me about buying my first home. They also helped me understand my borrowing capacity, how much money I will save in stamp duty and even put me in touch with a real estate agent in the area I was looking to buy an apartment. They also found me a reliable conveyancer. The whole process went smoothly and now I own a home.

April D

We found Ash very professional in helping us obtain a loan for an excavator loan. Thank you very much.

N Kara

Thank you so much Ash for the great work you did for us.

Hooman A

Great products. Great service. Got me the car loan that I needed fast. No docs required!

Michael W

The BEST service I have ever had. DotCapital was recommended to me via friend and I’m so very grateful to had an opportunity to work with Mr. Khan. He was professional, he responded to all my emails and phone calls on time. With the years of experience he was able to advise me and guide me to make the best decision for my financial future. Forever grateful.

Sorelle Collection

Arshad has worked incredibly hard to refinance our mortgage. We have just come out of a terrible experience, and Arshad has reestablished our faith in Mortgage brokers.

Lisa P

Arshad was fantastic.. made everything easy and his knowledge of the finance side of things was out of this world.. would recommend to all my family and friends.. thanks again Arshad Khan.

Sam W

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