DotCapital mortgage broker melbourne


Welcome to DotCapital, your trusted Finance & Mortgage Broking partner since 2015. We are a one-stop shop for all your lending needs.

Our Melbourne-based mortgage brokers offer convenient mobile lending services throughout all suburbs, and we extend our reach nationwide through online video conferencing.

With robust partnerships with over 40 bank and non-bank lenders, DotCapital excels in guiding you through the entire lending process. We ensure you secure the best deals and the right lending products for your goals.

DotCapital industry qualified mortgage brokers


Our Finance & Mortgage Brokers in Melbourne are highly experienced and industry qualified. Certified with ASIC, FBAA, VOW Financial, and AFCA, we ensure you receive expert guidance and tailored solutions. We pride ourselves on:

  • Extensive industry certifications

  • Adherence to the highest professional standards

  • Deep understanding of market dynamics

  • Proven track record of successful loan approvals

  • Commitment to continuous professional development.

DotCapital home loans Melbourne


Whether you’re a first home buyer, refinancing, or investing in property, we’ve got you covered with access to over 40 lenders. Enjoy competitive rates and personalised service. Our home loan products cover a wide range of applicants & credit policies, including:

  • Australian & foreign residents and Aussie expats

  • Salaried employed and self-employed applicants

  • Full doc & low-doc loans

  • First home buyers with 5% deposit & no LMI

  • No deposit home loans with family guarantee.

DotCapital commercial property loans Melbourne


As a mortgage broker in Melbourne, we offer an extensive range of commercial property loan products from major banks, non-bank, and private lenders. Our credit policies suit individuals, business owners, builders, and developers. Our loan products meet various needs, including:

  • Funding for retail stores, offices, warehouses, & more

  • Purchases & refinances

  • Construction & multi-unit developments

  • Land banking & residual stock

  • Short-term bridging finance, first & second mortgages.

DotCapital NDIS home loans Melbourne


NDIS loans are designed to support the construction, purchase, and refinancing of SDA properties. These loans help investors create accessible, high-quality living spaces for individuals with significant disabilities, ensuring compliance with NDIS standards. Product features include:

  • Suitable for constructions and property purchases

  • Refinance options available

  • Competitive rates tailored for NDIS projects

  • Loan-to-value ratios up to 90%

  • Supports NDIS rental income.

DotCapital SMSF loans Melbourne


Convert your super fund to a self-managed super fund (SMSF) and purchase residential and commercial investment properties. Use borrowed funds to grow your property portfolio faster. The mortgage is paid by your employer’s super contributions and rental income. SMSF loan features include:

  • Purchase & refinance residential & commercial properties

  • Salaried employees and self-employed applicants

  • Full doc & low-doc loans

  • 100% offset facility

  • Loans up to 90% LVR (inclusive of LMI)

DotCapital business loans Melbourne


SMEs often struggle to obtain loans with suitable terms. Talk to us about your requirements. Whether you need a one-off working capital injection, a line of credit, invoice financing, or funding for office and shop fit-outs, we can help. Our business lending products suit:

  • Newly established or established businesses

  • Full doc & low doc applications

  • Secured or unsecured loans

  • Loans for all business purposes

  • Competitive rates & fast approvals.

DotCapital asset finance Melbourne


Explore our Asset Finance solutions for consumers and businesses. From vehicles to equipment, DotCapital offers competitive rates and flexible terms to meet your needs. Secure your assets today. Our products suit various credit policies, including:

  • Full doc, low-doc & no-doc applications

  • Finance for consumer & business assets

  • Loan products from banks and non-bank lenders

  • Competitive interest rates and terms

  • Bad credit history considered.

Why Choose DotCapital


Our Finance & Mortgage Brokers Melbourne strive to deliver what we promise: exceptional service and access to the most suitable and competitive lending products. We are known for:

  • Passionate about financing dreams

  • Taking the time to understand your needs

  • Providing tailored lending solutions

  • Strong ties with top lenders

  • Experts in tough loan approvals

  • Loans for personal and business needs.


DotCapital partner lender National Australia Bank
DotCapital partner lender AMP Bank
DotCapital partner lender ANZ Bank
DotCapital partner lender Commonwealth Bank of Australia
DotCapital partner lender Bankwest
DotCapital partner lender HSBC
DotCapital partner lender St George Bank
DotCapital partner lender ING Bank
DotCapital partner lender Me Bank
DotCapital partner lender Macquarie Bank
DotCapital partner lender Adelaide Bank
DotCapital partner lender Peppermoney
DotCapital partner lender Firstmac Bank
DotCapital partner lender Westpac Bank
DotCapital partner lender Suncorp Bank


Trustindex verifies that the original source of the review is Google.
I recently worked with Ash to secure a no- doc business car loan.I am very happy with their service. From start to finish, the process was smooth and easy to navigate. I highly recommend DotCapital to any business owner seeking a car loan .
Effie Hiotis
Effie Hiotis
Trustindex verifies that the original source of the review is Google.
Ash was amazing. Helped me along the way and kept up the communication. Explained everything and assisted where he could, to make the process effortless.
Mohammad Hossain
Mohammad Hossain
Trustindex verifies that the original source of the review is Google.
Ash helped us with our first self-managed super fund loan to purchase a property. He is very knowledgeable in this type of lending and managed the whole process for us. I am thankful to him and recommend him to anyone seeking a SMSF loan
Muhammad Adnan
Muhammad Adnan
Trustindex verifies that the original source of the review is Google.
We been working with ash for our small business loans for years. Always professional and ontime. We will recommend all small businesses to work with arshad. Whoever wants to top up their cash flow specially restocking yourself just before the Christmas.
Mohan Dee Weerasingha
Mohan Dee Weerasingha
Trustindex verifies that the original source of the review is Google.
I recently secured a car loan through Ash and I am beyond impressed with the level of customer service I received. The process was quick and seamless, and Ash was extremely helpful and informative. I highly recommend Ash for anyone in need of car financing. Thank you.
Jay Ghose
Jay Ghose
Trustindex verifies that the original source of the review is Google.
Working with Ash on purchase & refinancing was fantastic. He exceeded expectations with his technical knowledge, customer service and follow-up. He was always available to answer questions and thoroughly explained everything. I highly recommend Ash and dotcapital.
Samantha Dickason
Samantha Dickason
Trustindex verifies that the original source of the review is Google.
Ash has been such a tremendous help during this process keeping us updated on our loan progression, video conferences and explaining all aspects of the application process, we highly recommend Ash and his services
Hooman A
Hooman A
Trustindex verifies that the original source of the review is Google.
Thank you so much Ash for the great work you did for us.
bob jumbo
bob jumbo
Trustindex verifies that the original source of the review is Google.
Mr. Khan thank you once again for helping me with the refinance. You are so amazing and professional I would highly recommend your services to all my friends and family.


What services does DotCapital offer?

DotCapital offers a wide range of financial services, including home loans, commercial loans, asset finance, SMSF loans, NDIS loans and boarding house loans. Our experienced brokers provide tailored solutions to meet your personal and business needs.

How can a mortgage broker help me in Melbourne?

A mortgage broker in Melbourne can help you find the best loan options, negotiate competitive rates, and streamline the application process, ensuring you get the most suitable financing for your needs.

What types of home loans does DotCapital provide?

DotCapital provides various home loan options, including loans for first home buyers, refinancing, investment properties, and loans for expats. We offer both full doc and low doc loan options.

What are NDIS loans, and who are they for?

NDIS loans are designed to finance Specialist Disability Accommodation (SDA) properties. They are tailored for investors looking to build or purchase properties that meet the needs of NDIS participants.

How do I apply for a commercial loan with DotCapital?

To apply for a commercial loan, contact DotCapital to discuss your needs. Our brokers will guide you through the process, from documentation to approval, ensuring you secure the best terms.

Can DotCapital assist with SMSF loans?

Yes, DotCapital can help you secure a self-managed super fund (SMSF) loan to fund the purchase or refinance of residential and commercial property at very competitive rates.

What makes DotCapital different from other mortgage brokers?

DotCapital stands out due to our extensive industry certifications, deep market knowledge, strong relationships with lenders, and a proven track record of successful loan approvals. Our Principal Broker has over 28 years of banking & finance experience. You can rely upon his experience and expertise. We prioritise personalised service and expert guidance.

How to find the best Mortgage Broker in Melbourne?

To find the best mortgage broker in Melbourne, consider the following steps:

  1. Qualifications: Ensure they are certified by relevant authorities in Australia.
  2. Experience: Choose a broker with a proven track record in the industry.
  3. Services offered: Check if they provide a range of services tailored to your needs.
  4. Personalised advice: Opt for a broker who take the time to understand your financial situation and offer customised solutions.

For a trusted option, consider DotCapital for their expertise and comprehensive services.

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