Melbourne Mortgage Broker
DotCapital, a Melbourne mortgage broker, is a Finance & Mortgage Broking practice established in 2015. We help you find the right loan product to fit your needs and budget, serving clients Australia-wide.
We provide mobile lending services to all Melbourne suburbs and conduct online meetings for clients outside Melbourne.
With strong relationships with over 40 bank and non-bank lenders, DotCapital has the expertise to guide you through the entire process. We assist in choosing the right lending products and negotiating competitive deals with lenders.
Ash Khan | Founder & Principal Broker
Ash Khan, a Melbourne mortgage broker, has 30 years of experience in banking and finance. He specialises in home loans, commercial property loans, asset finance, and business loans, providing clients with tailored lending solutions.
Prior to establishing DotCapital, Ash held key roles at National Australia Bank and Citibank Australia, gaining extensive industry knowledge.
His passion lies in empowering individuals and businesses to achieve financial success through expert lending advice.
Get in touch with Ash via:
Phone: 03 8707 2892
Email: loans@dotcapital.com.au
Social: Linkedin
Team Expertise
DotCapital is a licensed finance & mortgage brokerage firm, adhering to the highest ethical and professional standards.
Our team of experienced Melbourne mortgage brokers hold relevant licenses and certifications from ASIC, Finance Brokers Association of Australia, Yellow Brick Road and AFCA.
We possess a wealth of experience in finance & mortgages, having successfully assisted numerous clients in securing financing for their investment goals.
We are committed to providing you with personalised support and clear communication throughout the process.
Our Mission
Our mission is to empower Australians to achieve their financial goals through personalised guidance and access to competitive loan solutions.
We are dedicated to simplifying the complex world of finance and advocating for your best interests throughout the entire process.
We believe that everyone deserves access to expert financial guidance and personalised support. By demystifying the loan application process and leveraging our strong lender relationships, we help you navigate the complexities of securing the right loan solution.
This allows you to focus on what truly matters – achieving your financial dreams, whether it’s buying your dream home, building your business, or investing in your future.
Why Choose DotCapital?
We are passionate about helping Australians achieve their financial dreams. Our experienced brokers don’t just promise exceptional service – we deliver it.
We take the time to understand your unique needs and goals, then leverage our strong relationships with leading lenders to secure the most competitive loan solution for you.
As your trusted Melbourne mortgage broker, we understand the local market and can help you navigate the process of securing a competitive home and commercial loan rate.
Whether you’re a first home buyer, a seasoned investor, or a business owner with ambitious plans, we have the expertise to navigate even complex loan applications and get you approved.
Home Loan Solutions
At DotCapital, we understand that everyone’s homeownership journey is unique. That’s why we offer a comprehensive suite of home loan products to meet your individual needs and circumstances.
Whether you’re a first-time buyer, a seasoned investor, or looking to refinance your existing loan, we have the right solution for you.
- First Home Buyer Loans: Our expert brokers will guide you through the process of purchasing your first property and help you secure a competitive loan with government assistance programs.
- Investment Property Loans: Grow your investment portfolio with our flexible investment property loan options.
- Refinance Home Loans: Looking for a better interest rate or loan structure? We can help you refinance your existing home loan and potentially save thousands on your repayments.
Commercial Loan Solutions
DotCapital is your trusted partner for commercial property financing. We understand the intricacies involved in acquiring, developing, or refinancing commercial properties.
Our team of experienced brokers is dedicated to securing the most suitable commercial loan solutions that align with your unique business goals and growth aspirations.
- Commercial Property Purchase Loans: Looking to expand your business or invest in a new property? We can help you secure financing for the acquisition of office buildings, warehouses, retail spaces, and more.
- Construction & Development Finance: Planning a new construction project or major renovation? Our team can assist you with financing throughout the construction process.
- Refinance Commercial Loans: Looking to refinance your existing commercial property loan and potentially free up capital for other business needs? We can help you explore your options.
Business Loan Solutions
Taking your business to the next level often requires access to capital. DotCapital’s experienced brokers can help you secure the right business loan solution to fuel your growth aspirations.
We offer a variety of financing options to suit diverse business needs.
- Business Term Loans: Looking for a lump sum of capital for specific business needs like equipment purchases, inventory expansion, or marketing campaigns? Our business term loans provide flexible repayment structures.
- Line of Credit: Need access to ongoing working capital to manage day-to-day operations or seasonal fluctuations? A business line of credit offers you the flexibility to draw funds as needed.
- Invoice Finance: Improve your cash flow by unlocking the capital tied up in outstanding invoices. DotCapital can help you secure invoice financing to bridge the gap between sales and payments.
Asset Finance Solutions
Owning the right equipment and machinery is essential for business success, but a large upfront investment can strain your cash flow. DotCapital’s asset finance specialists can help.
We understand the importance of having the tools you need to operate efficiently and profitably. Our flexible financing options allow you to acquire essential assets without breaking the bank.
- Equipment Finance: Need to upgrade your existing equipment or acquire new machinery to boost productivity? We can help you finance a wide range of equipment across various industries.
- Vehicle Finance: Does your business rely on vehicles? We offer competitive financing solutions for commercial vehicles, from trucks and vans to specialised equipment.
- Electric Car Finance: Looking to go green and reduce your business’s carbon footprint? We can help you finance electric vehicles for your fleet.
Take Control of Your Financial Future
Our finance & mortgage brokers are passionate about empowering Australians to achieve their financial goals. We believe everyone deserves access to expert guidance and the right loan solutions.
Get a free consultation with a Melbourne mortgage broker today! Our experienced brokers will discuss your unique needs and financial aspirations to recommend the best course of action.
We look forward to partnering with you on your financial journey! Call us on 03 8707 2892 or click the button below to reach us.
Melbourne Mortgage Broker FAQs
Thinking about buying a home, refinancing your mortgage, or taking your business to the next level with a loan? This FAQ section tackles some of the most common questions we receive. Browse through and see if we can answer yours!
At DotCapital, we understand that everyone’s financial goals are unique. That’s why we offer a comprehensive suite of loan products to help you achieve your aspirations. These include home loans, commercial property loans, business loans and asset finance.
Accessing funds through a redraw depends on your lender’s policy and loan type. Generally, there’s a maximum loan-to-value ratio (LVR) you can’t exceed. This means your loan balance after the redraw can’t be more than a certain percentage (usually around 80%) of your home’s current value.
Absolutely! At DotCapital, we understand the unique needs of NDIS participants seeking suitable housing. We can assist you in securing financing for acquiring or refinancing an NDIS-compliant property.
Yes, we offer products to suit low-doc commercial property loans. Low-doc loans typically come with stricter lending criteria and potentially higher interest rates compared to full doc loans.
Instead of traditional tax returns and financial statements, lenders usually require an accountant’s letter, business activity statements (BAS), or business bank statements.
Business loan approvals depend on factors like loan type, complexity, and your business strength. Simpler loans might be approved within a week, while standard options can take 2-4 weeks.
Complex loans for large properties could require 4-6 weeks or more. DotCapital works to expedite the process. Contact us for a more specific estimate based on your needs!
Yes, we are passionate about sustainable transportation solutions! DotCapital offers competitive electric car finance options to help you make the switch to an eco-friendly vehicle.
Contact a DotCapital broker today to discuss your electric car financing needs and explore options to drive away in your dream EV.
We’re here to help! Get in touch with DotCapital through the following options:
Phone: Call us directly at 03 8707 2892
Email: Send your inquiries to loans@dotcapital.com.au
Contact form: Schedule a consultation using this contact form.
