NDIS Property FAQs: Comprehensive Answers for Investors

NDIS Property FAQs: Comprehensive Answers for Investors

Understanding NDIS Property FAQs is essential for investors and participants involved in Specialist Disability Accommodation (SDA).

NDIS properties offer tailored housing solutions for individuals with significant disabilities, ensuring accessibility and support. This comprehensive guide addresses common questions related to NDIS properties, including eligibility, financing options, construction standards, and management practices.

DotCapital, as experts in NDIS property loans, provides insights and financial solutions to help you navigate the complexities of investing in SDA housing.

Explore these NDIS Property FAQs to optimise your investment strategy and enhance your understanding of NDIS properties.

Understanding the NDIS

What is the NDIS?

The National Disability Insurance Scheme (NDIS) is an Australian government initiative designed to provide financial assistance and support to individuals with significant and permanent disabilities.

The scheme aims to help participants achieve greater independence and improve their quality of life by funding a range of services including healthcare, education, employment support, and social participation.

Who qualifies for the NDIS?

Eligibility for the NDIS is determined based on age, residency, and the nature of the disability. To qualify, individuals must be under 65 years of age, live in Australia and be an Australian citizen or hold a permanent visa. They must also have a permanent and significant disability that affects their ability to perform daily activities.

What is an NDIS participant?

An NDIS participant is a person who has been approved to receive support under the National Disability Insurance Scheme. Participants are provided with an individualised plan that outlines their goals and the support they need. This support can include funding for various services and equipment.

What services does the NDIS cover?

The NDIS covers a wide range of services to support participants in achieving their goals and living independently. These services include health and medical services, education, employment support, transportation, housing, and community participation. The scheme also funds assistive technologies and home modifications.

How is the NDIS funded?

The NDIS is jointly funded by the Australian federal and state governments. It operates under a sustainable financial model to ensure long-term support for participants. The funding model is designed to provide tailored support based on individual needs rather than a one-size-fits-all approach.

What is the role of NDIS providers?

NDIS providers are organisations or individuals registered with the NDIS to deliver support and services to participants. These services can include therapy, support coordination, employment assistance, and specialised housing solutions. Providers must meet strict standards to ensure high-quality support.

How does the NDIS support participants in achieving their goals?

The NDIS supports participants by providing funding for a wide range of services and supports that are tailored to individual needs. This can include therapies, assistive technologies, home modifications, and personal care support. The goal is to help participants achieve greater independence, improve their quality of life, and participate more fully in their communities.

What is the role of an NDIS plan?

An NDIS plan is a personalised document that outlines the supports and services a participant will receive through the NDIS. The plan is developed based on the participant’s goals, needs, and preferences, and it includes funding allocations for specific supports. Participants work with an NDIS planner to develop and review their plan regularly.

How can participants access NDIS services?

Participants can access NDIS services by working with registered NDIS providers. These providers deliver a range of supports, including personal care, therapy, and specialised equipment. Participants can choose their providers based on their specific needs and preferences.

What is the NDIS Price Guide and how does it affect participants?

The NDIS Price Guide is a document that outlines the costs of supports and services funded by the NDIS. It sets maximum prices that providers can charge for their services, ensuring that participants receive fair and consistent pricing. The Price Guide helps participants manage their budgets and make informed decisions about their support options.

What is SDA Property?

What is SDA?

Specialist Disability Accommodation (SDA) refers to housing designed to support individuals with extreme functional impairments or very high support needs. These properties are built to meet specific accessibility and safety standards to ensure residents can live independently and safely. SDA homes include features such as wider doorways, modified kitchens, and accessible bathrooms.

Who is eligible for SDA funding?

Eligibility for SDA funding is determined by the NDIS based on the participant’s disability and support needs. Participants must have a significant functional impairment and require specialised housing to support their daily living activities. The NDIS assesses each case individually to ensure that the housing provided meets the specific needs of the participant.

What are the types of SDA properties?

SDA properties are categorised into four types based on the level of support they provide: Improved Liveability, Fully Accessible, Robust, and High Physical Support:

  • Improved Liveability properties include features for sensory or cognitive impairments.
  • Fully Accessible homes are designed for individuals with significant physical disabilities.
  • Robust properties are built to withstand heavy wear and reduce risk for residents with complex behaviours.
  • High Physical Support homes have extensive accessibility features, including structural provisions for ceiling hoists.
How is SDA funding determined?

SDA funding is determined based on several factors including the participant’s level of disability, the type of housing required, and the geographical location of the property. The NDIS uses these criteria to allocate appropriate funding to ensure participants receive the necessary housing support.

Funding is provided to cover the costs of modifications and specialised features required for each type of SDA property.

What are the benefits of SDA housing?

SDA housing provides numerous benefits, including enhanced independence, improved quality of life, and tailored living environments that meet individual needs. These properties are designed to ensure safety, accessibility, and comfort for residents with high support needs. Additionally, SDA housing reduces the burden on families and caregivers by providing a suitable living environment.

What is the difference between SDA and SIL?

Supported Independent Living (SIL) is a service that provides help with daily tasks to support NDIS participants in living independently, whereas SDA is the physical housing designed for individuals with high support needs.

SIL focuses on providing the necessary support and supervision, while SDA provides the specialised infrastructure. Together, they offer a comprehensive support system for individuals with disabilities.

What are the key features of SDA properties?

SDA properties are designed with specific features to accommodate individuals with high support needs. These features can include wider doorways, accessible bathrooms, reinforced walls, and the use of assistive technologies like ceiling hoists. The properties also have to meet stringent design standards set by the NDIS.

How does SDA funding differ from regular NDIS funding?

SDA funding is specifically allocated for housing that supports individuals with extreme functional impairments. This funding is separate from other types of NDIS funding, which may cover personal care, therapy, or equipment. SDA funding is intended to cover the costs of developing and maintaining specialised housing.

Can SDA properties be used for other purposes?

SDA properties are purpose-built for individuals with disabilities and must meet specific design and compliance standards. While these properties are primarily intended for use by NDIS participants, they can also potentially be used for other purposes, provided they still meet the original compliance requirements. However, this flexibility depends on local regulations and NDIS guidelines.

What are the maintenance requirements for SDA properties?

Maintaining SDA properties involves regular inspections and prompt repairs to ensure they remain safe and accessible for tenants. This includes checking all assistive technologies, ensuring that structural features like ramps and handrails are secure, and conducting general maintenance such as plumbing and electrical work.

How do SDA properties support independent living for tenants?

SDA properties are designed to provide a high level of accessibility and safety, enabling tenants to live independently. The properties are equipped with features that allow individuals to perform daily tasks with minimal assistance, such as accessible kitchens, bathrooms, and living areas. These designs support the tenants’ independence and enhance their quality of life.

Purchasing NDIS Property

Can I purchase an NDIS property through a SMSF?

Yes, you can purchase an NDIS property through a Self-Managed Super Fund (SMSF), but it must be done as a single contract purchase. This typically means buying the property outright with cash from your SMSF. Two-part contract purchases, where land and construction are separate, are not permitted.

At DotCapital, we can guide you through the process of purchasing NDIS property through your SMSF, ensuring compliance with all regulations.

What should I consider when buying an NDIS property?

When purchasing an NDIS property, consider the location, demand for SDA housing, and the type of property that suits your investment goals. It’s also important to consider the legal and financial structure of your investment, such as using a family trust for tax benefits.

How do I choose the right NDIS property?

Choosing the right NDIS property involves assessing the needs of potential tenants and ensuring the property meets SDA standards. Consider the level of accessibility required, the location’s proximity to essential services, and the demand for SDA housing in the area.

What is the process for purchasing NDIS property?

The process for purchasing an NDIS property includes engaging a real estate agent familiar with SDA properties, securing financing, and completing necessary legal documentation. This involves due diligence on the property’s compliance with NDIS standards and ensuring all financial and legal aspects are in order.

DotCapital provides comprehensive support in organising loans to build or purchase NDIS properties.

Are there any legal requirements for purchasing NDIS property?

Purchasing NDIS property involves complying with specific legal requirements, including obtaining certifications that the property meets SDA design standards. You must also ensure the property is managed by an authorised NDIS service provider.

What are the common challenges in purchasing NDIS property?

Common challenges include securing financing, as not all lenders are familiar with SDA properties, and ensuring the property meets strict design and accessibility standards. Additionally, understanding the complex regulatory environment can be daunting.

What should I look for in an NDIS property location?

When purchasing an NDIS property, the location is crucial. Look for areas with high demand for SDA housing, proximity to essential services such as hospitals, public transport, shopping centres, and recreational facilities. Ensure the area has a supportive community and is safe for tenants.

How do I verify if a property meets NDIS standards?

To verify if a property meets NDIS standards, it must undergo certification by an accredited SDA assessor. The assessor evaluates the property against the NDIS SDA Design Standards, which cover aspects like accessibility, safety, and suitability for high-support needs. Ensure you obtain the necessary design and as-built certifications.

What are the costs involved in purchasing an NDIS property?

The costs involved in purchasing an NDIS property include the purchase price of the property, costs for any necessary modifications to meet SDA standards, and ongoing maintenance and management fees. Additional costs may include legal fees, stamp duty, insurance and financing costs.

Construction of NDIS Property

What are the design standards for SDA properties?

The design standards for SDA properties are set by the NDIS to ensure accessibility, safety, and suitability for individuals with high support needs. These standards cover various aspects, including wider doorways, accessible bathrooms, reinforced walls, and provisions for assistive technologies.

The properties must meet specific design categories such as Improved Liveability, Fully Accessible, Robust, and High Physical Support.

How long does it take to build an SDA home?

The construction of an SDA home typically takes around six months from the approval of the plans by the council to the completion of the build. This timeline can vary based on factors such as the complexity of the design, weather conditions, and the efficiency of the construction team.

What are the stages of constructing an SDA property?

The construction of an SDA property involves several key stages: initial planning and design, obtaining necessary approvals, site preparation, construction, and final certification. Each stage requires meticulous attention to detail to ensure compliance with SDA standards.

What is the role of an SDA assessor during construction?

An SDA assessor plays a critical role during the construction of an SDA property by ensuring that the design and construction meet NDIS standards. The assessor reviews the property at multiple stages, including the design phase and upon completion, to certify compliance. This certification is necessary for the property to be eligible for SDA funding.

Are there warranties for SDA properties?

Yes, SDA properties typically come with a builder’s warranty, which generally lasts for six years from the date of practical completion. This warranty covers structural defects and any issues arising from the original workmanship. Additionally, there is usually a 12-month maintenance period for fixtures and fittings.

What challenges can arise during construction?

Challenges during the construction of SDA properties can include delays in obtaining council approvals, unforeseen site issues, and ensuring strict adherence to SDA design standards. Additionally, coordinating with multiple stakeholders, such as builders, assessors, and financial institutions, can be complex.

How do I select the right builder for an SDA property?

Selecting the right builder for an SDA property involves finding a contractor experienced in constructing accessible homes that meet NDIS standards. Look for builders with a proven track record in SDA projects, knowledge of the specific design requirements, and a reputation for quality workmanship.

Financing NDIS Property

What loan options are available for NDIS properties?

Loan options for NDIS properties include specialized loans from financial institutions that understand the unique requirements of SDA housing. These loans may offer favourable terms such as lower interest rates and longer repayment periods to accommodate the higher costs associated with SDA properties.

DotCapital, as NDIS loan experts, can help you identify the best loan products tailored to your investment needs, ensuring you secure financing that aligns with your financial goals.

What are the financing requirements for NDIS properties?

Financing requirements for NDIS properties typically requires deposit up to 10% of the purchase price of the property. Lenders may also require detailed project plans, cost estimates, and proof of SDA compliance. It’s crucial to demonstrate the viability of the investment, including potential rental income and demand for SDA housing.

DotCapital can assist you in organising NDIS loans for construction or purchasing established NDIS properties.

What are the challenges in obtaining finance for NDIS properties?

Challenges in obtaining finance for NDIS properties include the niche nature of the market, limited lender familiarity with SDA requirements, and stringent loan conditions. Valuation issues may also arise due to the specialised modifications needed for SDA properties.

DotCapital specialises in overcoming these challenges by working with lenders experienced in NDIS property financing and providing detailed project documentation to support NDIS loan applications.

How can I improve my chances of getting finance?

To improve your chances of securing finance for an NDIS property, it’s essential to work with a mortgage broker who understands the NDIS market, such as DotCapital. Prepare comprehensive project plans, including detailed cost estimates and timelines. Demonstrating strong demand for SDA housing in the chosen location can also enhance your application’s credibility.

Can I refinance an NDIS property?

Yes, you can refinance an NDIS property. Refinancing involves replacing your existing loan with a new one, often to secure better interest rates, reduce monthly payments, or access equity. It’s essential to work with lenders and mortgage brokers who understand the unique aspects of NDIS properties, as they can offer tailored refinancing options.

What are the tax implications of financing NDIS properties?

Investing in NDIS properties can offer significant tax benefits, including deductions for interest on loans, depreciation on property improvements, and maintenance costs. These tax incentives are designed to encourage investment in accessible housing.

What documents are needed to apply for an NDIS property loan?

To apply for an NDIS property loan, you will need various documents, including proof of income, a detailed project plan, cost estimates, and evidence of the property meeting SDA standards. Additionally, lenders may require your credit history, bank statements, and information about other assets and liabilities.

DotCapital can assist you in compiling and organising these documents to streamline the loan application process, ensuring all necessary information is presented clearly to potential lenders.

How do interest rates for NDIS property loans compare to standard loans?

Interest rates for NDIS property loans can vary depending on the lender and the specifics of the loan. Generally, these loans may have slightly higher interest rates due to the specialised nature of the investment and perceived risks.

Can I use equity from another property to finance an NDIS property?

Yes, you can use equity from another property to finance the purchase or development of an NDIS property. This involves leveraging the value of your existing property to obtain additional funds. Equity financing can be an effective way to invest in NDIS properties without needing a large cash outlay.

SDA Property Enrolment

What is the enrolment process for SDA properties?

The enrolment process for SDA properties involves submitting detailed documentation to the NDIS, including design and as-built certifications, compliance certificates, and a certificate of practical completion from the builder. Only authorised NDIS service providers can enrol properties.

When is a property eligible for enrolment?

A property is eligible for enrolment once it has received the certificate of practical completion from the builder and all required documentation has been gathered. This includes both provisional design and final as-built certifications.

Who handles the enrolment process?

The enrolment process must be handled by an authorised NDIS service provider or a specialised property management firm. These entities are responsible for gathering all required information and submitting it to the NDIS for certification.

What documents are needed for enrolment?

Documents required for SDA property enrolment include design certifications, as-built certifications, builder’s warranties, and compliance certificates. These documents confirm that the property meets NDIS standards for accessibility and safety.

How long does the enrolment process take?

The enrolment process can take several weeks to months, depending on the complexity of the property and the efficiency of the documentation submission. Delays can occur if there are issues with compliance or incomplete documentation.

What happens after enrolment?

After enrolment, the property is officially listed as an SDA home, making it eligible for NDIS funding and tenant placement. The property can then be marketed to potential tenants, and rental agreements can be established.

Can an existing property be enrolled as an SDA property?

Yes, an existing property can be enrolled as an SDA property if it meets the necessary NDIS design standards and has the required modifications for accessibility and safety. The property must undergo assessment by an accredited SDA assessor to certify that it complies with SDA requirements. This can involve significant renovations and updates to the property.

Tenant Sourcing and Management

How are tenants sourced for SDA properties?

Tenants for SDA properties are typically sourced through partnerships with Supported Independent Living (SIL) providers and direct marketing efforts. These providers work closely with NDIS participants to match them with suitable housing options based on their specific needs and preferences.

What criteria are used to select tenants?

Tenant selection criteria for SDA properties include compatibility with the property’s design, the tenant’s support needs, and their ability to live harmoniously with other residents. SIL providers assess the tenant’s level of disability, support requirements, and personal preferences to ensure a good fit.

Who manages the tenant placement process?

The tenant placement process is managed by specialised property management firms and NDIS service providers. These entities handle all aspects of tenant sourcing, from marketing the property to conducting assessments and facilitating move-ins.

What is the typical lease term for SDA properties?

The typical lease term for SDA properties is usually 12 months, with options for renewal based on tenant satisfaction and compatibility. This provides stability for both the tenant and the property owner. Long-term leases are common, as tenants with disabilities often prefer stable and continuous housing.

Are there bonds or security deposits required?

Yes, bonds or security deposits are typically required for SDA properties. The bond amount is usually equivalent to four weeks’ rent per room, covering the tenant’s contribution portion. This bond ensures that the property owner has security against potential damages or unpaid rent.

How is tenant compatibility ensured?

Tenant compatibility is ensured through thorough assessments conducted by SIL providers, who evaluate the needs and personalities of potential tenants. They consider factors such as age, interests, and support requirements to match tenants who are likely to live well together.

How can property owners ensure a high occupancy rate for SDA properties?

To ensure a high occupancy rate, property owners should maintain strong relationships with SIL providers and Support Coordinators, keep properties well-maintained, and stay compliant with NDIS standards. Marketing the property effectively and highlighting its features and accessibility can also attract tenants.

What are the responsibilities of tenants in SDA properties?

Tenants in SDA properties are responsible for maintaining their living spaces, reporting maintenance issues, and adhering to the terms of their lease agreements. They are also expected to respect the shared living environment and cooperate with property managers and support staff.

SDA Property Management

Who is responsible for property management?

Property management for SDA properties is typically handled by authorised NDIS service providers or specialised property management firms. These professionals ensure the property meets NDIS standards, manage tenant relationships, and handle maintenance and compliance issues.

What are the responsibilities of the property manager?

The responsibilities of an SDA property manager include enrolling the property with the NDIS, sourcing and placing tenants, conducting regular property inspections, and managing ongoing maintenance. They also handle financial aspects such as rent collection & disbursement and ensure compliance with NDIS regulations.

How are maintenance issues handled?

Maintenance issues in SDA properties are typically handled promptly by the property manager to ensure the safety and comfort of tenants. Routine maintenance is scheduled regularly, while urgent repairs are addressed immediately to comply with NDIS standards. Tenants usually handle basic upkeep, but significant repairs and maintenance are the landlord’s responsibility.

What fees do property managers charge?

Property management fees for SDA properties typically include a percentage of the annual rental income, usually around 10%, plus additional fees for tenant placement and marketing. There may also be costs for advertising, property inspections, and maintenance coordination.

What are the legal obligations for property management?

Legal obligations for SDA property management include ensuring the property complies with NDIS design standards, maintaining safety and accessibility, and adhering to tenancy laws. Property managers must also ensure that all documentation is up-to-date, and that tenants’ rights are protected.

How often are property inspections conducted?

Property inspections for SDA properties are typically conducted quarterly to ensure compliance with NDIS standards and to address any maintenance issues promptly. These inspections help maintain the quality and safety of the property, ensuring it continues to meet the needs of tenants.

How do property managers handle tenant disputes in SDA properties?

Property managers handle tenant disputes in SDA properties by first understanding the issue and mediating between the parties involved. They use conflict resolution techniques to address and resolve the problem amicably. If necessary, they may involve Support Coordinators or SIL providers to help mediate and ensure that the tenants’ needs are met.

What are the insurance requirements for SDA properties?

SDA properties require comprehensive insurance coverage to protect against potential risks, including property damage, liability, and loss of rental income. Insurance should also cover the specialised features of SDA properties, such as accessibility modifications and assistive technologies.

How are emergency repairs handled in SDA properties?

Emergency repairs in SDA properties are handled promptly to ensure the safety and well-being of the tenants. Property managers typically have a protocol in place for such situations, which includes immediate assessment, arranging for urgent repairs, and keeping tenants informed throughout the process.

What is the process for renewing leases in SDA properties?

The process for renewing leases in SDA properties involves reviewing the current lease agreement, assessing the tenant’s satisfaction and needs, and negotiating any changes to the lease terms. Property managers usually initiate the renewal process a few months before the lease expires to ensure continuity of tenancy.

Investor Benefits & Return on Investment

What are the financial benefits of investing in SDA properties?

Investing in SDA properties offers significant financial benefits, including high rental yields, long-term government-backed income, and potential capital growth. The NDIS provides funding for SDA housing, ensuring a stable and predictable income stream. Additionally, there are various tax benefits and incentives designed to encourage investment in accessible housing.

How is ROI calculated for SDA properties?

Return on Investment (ROI) for SDA properties is calculated by considering rental income, SDA payments, property appreciation, and tax benefits. The unique structure of SDA funding, which includes contributions from tenants and government subsidies, can result in higher-than-average rental yields.

What tax benefits are available for SDA investors?

SDA investors can access several tax benefits, including deductions for interest on loans, depreciation on property improvements, and maintenance costs. These deductions can significantly reduce taxable income, enhancing overall returns.

What is the demand for SDA properties?

There is a high demand for SDA properties due to a significant shortage of suitable housing for NDIS participants. The growing number of individuals requiring specialised housing solutions ensures a strong and ongoing demand. This high demand translates into lower vacancy rates and stable rental income.

How does SDA investment contribute to the community?

SDA investment contributes to the community by providing quality housing for individuals with disabilities, enhancing their independence and quality of life. It also alleviates pressure on public housing and healthcare systems by offering specialised accommodation that meets the needs of high-support individuals.

What are the risks associated with SDA investment?

Risks associated with SDA investment include potential vacancies, regulatory changes, and higher construction costs due to specialised requirements. However, these risks can be mitigated through thorough market research, engaging experienced builders and property managers, and staying informed about regulatory developments

How does investing in SDA properties compare to traditional property investments?

Investing in SDA properties offers higher rental yields and long-term stability compared to traditional property investments due to government-backed funding and high demand for accessible housing. SDA properties are specifically designed for individuals with disabilities, which ensures a consistent tenant base.

While traditional properties depend on market conditions, SDA investments benefit from guaranteed income streams through NDIS funding.

How can investors mitigate risks associated with SDA properties?

Investors can mitigate risks associated with SDA properties by conducting thorough market research, selecting experienced builders and property managers, and ensuring compliance with NDIS standards. Diversifying investments and securing comprehensive insurance coverage also help manage potential risks.

NDIS Property Investment Outlook

What is the future of NDIS property investment?

The future of NDIS property investment looks promising due to increasing demand for accessible housing and strong government support. As the NDIS continues to evolve, more participants will require SDA housing, creating ongoing opportunities for investors. Innovations in housing design and technology will further enhance the appeal of SDA properties.

How is the NDIS evolving?

The NDIS is continuously evolving to better meet the needs of participants. This includes updates to funding models, improvements in service delivery, and enhancements in housing standards. These changes aim to provide better support and more tailored solutions for individuals with disabilities.

What are the emerging trends in SDA housing?

Emerging trends in SDA housing include the integration of smart home technologies, eco-friendly building practices, and personalised living spaces. These innovations aim to improve the quality of life for residents by making homes more functional, sustainable, and adaptable to individual needs.

How can investors stay informed about NDIS changes?

Investors can stay informed about NDIS changes by subscribing to industry newsletters, attending relevant conferences and seminars, and consulting with NDIS loan experts like DotCapital. Staying updated on policy changes, funding adjustments, and market trends is crucial for making informed investment decisions.

What opportunities exist for new investors?

New investors can take advantage of the growing demand for SDA housing, favourable government policies, and potential for high returns. Entry into the NDIS property market offers the chance to contribute to a meaningful cause while achieving financial benefits.

How will the NDIS impact the broader property market?

The NDIS will significantly impact the broader property market by increasing the demand for specialised housing and encouraging the development of more inclusive communities. This can lead to higher property values in areas with a concentration of SDA housing. Additionally, the integration of accessibility features can set new standards in residential construction.

What potential changes could impact NDIS property investment in the future?

Potential changes that could impact NDIS property investment include updates to NDIS funding models, changes in government policies, and evolving standards for SDA properties. These changes could affect funding availability, property requirements, and compliance regulations. Staying informed about policy updates and industry trends is crucial for investors.

How can technological advancements influence the future of SDA properties?

Technological advancements can significantly enhance the functionality and appeal of SDA properties. Innovations such as smart home systems, advanced assistive technologies, and eco-friendly building practices can improve the quality of life for tenants and increase the value of SDA properties. These technologies can also help ensure properties meet evolving NDIS standards.

Related Articles

Apply for NDIS Investment Loan with DotCapital

Investing in NDIS properties requires specialised financial solutions, and DotCapital is here to help. DotCapital offers tailored NDIS investment loans designed to meet the unique needs of SDA property investors.

Our expertise ensures you access competitive rates and flexible terms, making your investment in NDIS properties smooth and profitable.

Contact DotCapital today to explore your NDIS investment loan options and secure your future in the growing NDIS property market. Call us on 03 8707 2892 or click the button below to contact us.

Share This Story, Choose Your Platform!

About the Author:

Ash Khan, the Founder & Principal Broker of DotCapital, brings over 28 years of experience in Banking & Finance to the table. His expertise spans across asset finance, business loans, commercial property loans, and home loans. Previously, Ash held positions with National Australia Bank & Citibank Australia. His passion lies in empowering individuals and businesses to build wealth through smart and competitive lending strategies.

Leave A Comment

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.
Go to Top